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Whilst a switch could provide more flexibility, it also means giving up a lifetime revenue assure. It may be difficult to resolve whether to transfer your pension from a defined benefit pension plan to an outlined contribution plan. By estimating your final salary pension earnings, you can assess whether your projected pension might be sufficient to keep up your desired life-style in retirement. The estimated annual pension revenue is calculated by dividing the ensuing worth by the scheme’s particular divisor, such as 60 or eighty.
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